What is identity theft?

Your #1 Guide to Identity Theft Protection.

The day begins just like any other one normally would.You’re on your way to work in the morning and realize you need to make a quick pit stop at the gas station before you run out of fuel completely. You fill up the tank and grab a coffee and newspaper once inside the store. You offer the cashier your credit card and are stunned when she tells you that it has been rejected. As the wave of embarrassment rushes over you, you fumble around in your pockets for enough cash to cover the entire bill.

On the way out you stop at the ATM to replace the money you had in your pocket and to your horror the screen tells you that your account has insufficient funds. Panicked now, you arrive at the office and immediately check your online credit card and bank statements.

Your checking account is in overdraft which means there must be some kind of mistake as you know there was enough in there for the next mortgage payment and then some.

Your credit card statement shows 5 thousands upon thousands of dollars worth of purchases over the last two weeks that you know you didn’t make.

When you finally call the bank to find out what’s going on they pass you over to a supervisor who tells you that the loan you recently applied for has been denied.

Because you’ve applied for credit at a number of other places within the last month they aren’t comfortable in extending a loan to you based on your current debt load. With your head spinning and thoughts coming at you a million a minute you finally realize…you have just become the latest victim of Identity Theft.

As the quickest growing crime in America, identity theft affects approximately 7 –10 million people every single year. Simply put, identity theft is the act of using someone else’s personal information, or their actual identity for personal gain. Frighteningly it happens without you even knowing it and once you have become aware of it, in most cases the damage has already been done. More info on Types of Identity Theft

New Articles on Identity Theft

1 ) Be Informed and Up-to-Date! Read Articles Concerning Identity Theft
Are you aware of identity theft and the danger it can bring to your life if you become one of its victims? Perhaps not yet. Do not think that your innocence regarding identity thefts subtle workings is a protection from being violated.[...]
Identity theft occurs once a thief assumes another person’s identity by using confidential information supposed to be known exclusively by that person. The thief will commit fraud using the person’s name and important confidential information without the victim ever knowing about such transactions.[...]

Are you aware of the present notorious crime in the United States of America and Canada? Until the present time, no other crime can be carried out with maniacal cruelty and audacity than identity theft.

It is now the fastest growing crime in America. In 2002, the Federal Trade Commission (FTC) reports that 43% of all fraud complaints they received are actually identity theft. By 2003, identity theft cases and incidents have already reached 9.9 million.[...]

4) Check Credit Report Regularly and Beware of Identity Theft

All of us know the importance of credit report in our lives. Our credit report show our personal information such as your legal name, alias names, addresses, current and previous employers, and date of birth.[...]

5) Ways to Protect Yourself from Computer Identity Theft

Identity theft is considered as a huge problem in our society. Since everyday, there is an increase in the number of user of internet and most people consider computer as a big part of their lives, there is also an increase of cases of identity theft.

Individuals who are new in using the internet sometimes become to victim to computer identity theft systems. In most cases, the person involved in the identity theft systems uses your credit cards to buy supplies and merchandise for themselves.[...]

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